A significant portion of Miller & Caine's business practice focuses on counseling national, international and local financial institutions in commercial lending transactions. Our work for these clients includes documentation and negotiation of working capital, commercial real estate and construction loans. We also assist financial institutions and individuals with debt restructuring and loan workouts. The firm has a particular expertise in representing financial institutions that provide precious metals consignment, leasing and other financing and hedging arrangements to precious metal refineries, jewelry manufacturers and other commercial users of precious metals. The firm also represents financial institutions that provide dollar and foreign currency loans to businesses and individuals secured by precious metals.